Ms. San Francisco Real Estate

Purchasing a home in San Francisco can be both exciting and complex, especially in a competitive market like the Bay Area. I’m Janice Lee, a top 1% San Francisco Bay Area Realtor with over 20 years of experience and more than 650 closed transactions. This comprehensive Mandarin-language guide is designed to help you understand every step of the home buying journey here, from preparing your finances to making a winning offer and finally closing on your new home.   Preparing Your Financing: Pre-Approval is Key Before you start touring homes, it is crucial to get fully pre-approved for a mortgage rather than just pre-qualified. While pre-qualification provides an estimate based on your information, pre-approval means a lender has verified your income, assets, and credit, and has committed to a specific loan amount. This distinction matters greatly in San Francisco’s competitive real estate market because sellers and listing agents take pre-approved buyers much more seriously. To secur...