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AI vs. Human Appraisals: What Works Best in San Francisco? (2026)

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  AI vs. Human Appraisals – What Works Best in San Francisco? Author:  Ms San Francisco Real Estate  | Last Updated:  January, 2026   Frequently, homeowners ask a question. Specifically, they ask, “What is my home worth?” Usually, they get two answers. One is from an AI tool. In contrast, the other is from a human. In 2026, both tools help. However, they are different. In fact, San Francisco is complex. Thus, valuing homes here is hard. Therefore, accuracy takes work. Proudly, Ms. San Francisco Real Estate is here. Consistently, we guide you. Whether you sell or refinance, we help.   🤖 What Is an “AI Appraisal”? (The AVM) First, let’s define terms. In reality, “AI tools” are AVMs. Basically, they are automated models. Typically, they use math to guess. Also, they analyze public data. Where AI Helps Generally, AVMs are fast. For example, use them to: Track  market trends. Start  a sale plan. Get  a rough price. Where AI Struggles Unfortu...

The Ultimate FSBO Checklist for San Francisco Homeowners (2026)

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  The Ultimate FSBO Checklist for San Francisco Homeowners (2026) Author:  Ms San Francisco Real Estate  | Last Updated:  January, 2026   Undoubtedly, selling your own home is a bold move. Especially in San Francisco, the market is complex. However, you can succeed if you prepare. Basically, selling “For Sale By Owner” (FSBO) requires professional discipline. Currently, buyers in 2025 are cautious. Additionally, lenders have strict rules. Therefore, you must handle paperwork and pricing perfectly. Below is a step-by-step guide to protecting your equity. Fortunately, you do not have to be alone.   Ms. San Francisco Real Estate   offers a safety net. We review your documents and strategy while you stay in control.   1. Start With the Right Number First, you must set an accurate price. To do this, you must understand the terms. Specifically, a   home valuation   is different from a   home appraisal . Home Valuation:  Essentia...