AI vs. Human Appraisals: What Works Best in San Francisco? (2026)
AI vs. Human Appraisals – What Works Best in San Francisco? Author: Ms San Francisco Real Estate | Last Updated: January, 2026 Frequently, homeowners ask a question. Specifically, they ask, “What is my home worth?” Usually, they get two answers. One is from an AI tool. In contrast, the other is from a human. In 2026, both tools help. However, they are different. In fact, San Francisco is complex. Thus, valuing homes here is hard. Therefore, accuracy takes work. Proudly, Ms. San Francisco Real Estate is here. Consistently, we guide you. Whether you sell or refinance, we help. 🤖 What Is an “AI Appraisal”? (The AVM) First, let’s define terms. In reality, “AI tools” are AVMs. Basically, they are automated models. Typically, they use math to guess. Also, they analyze public data. Where AI Helps Generally, AVMs are fast. For example, use them to: Track market trends. Start a sale plan. Get a rough price. Where AI Struggles Unfortu...