What Sellers Should Know About Buyer Appraisals in SF | Janice Lee
What sellers need to know about buyer appraisals in San Francisco Author: Janice Lee | Last Updated: August, 2026 You accepted a strong offer. The buyer is qualified, the terms look good, and then a stranger with a clipboard walks through your house and decides whether the deal survives. That’s the buyer appraisal, and it’s the step most sellers understand least. What it is The buyer’s lender hires an appraiser to confirm the house is worth what the buyer agreed to pay. Banks don’t lend against optimism. If the appraised value supports the price, the loan moves forward. If it doesn’t, you’re renegotiating. Worth understanding: the appraiser isn’t working for you or the buyer. They’re protecting the lender’s collateral, which means comparable sales carry more weight with them than anything about your house that can’t be measured. Why this trips up San Francisco sellers Buyers here bid aggressively. Inventory is tight in the neighborhoods people want, prices m...