How to Prepare for a Home Appraisal in San Francisco (2026)
How to Prepare for a Home Appraisal in San Francisco Author: Ms San Francisco Real Estate | Last Updated: February, 2026 Currently, the San Francisco market is competitive. Whether selling or refinancing, the appraisal is critical. Therefore, preparation is not optional. In fact, a messy home can lose you money. Conversely, a prepped home attracts top dollar. Basically, the appraiser acts as the judge. If they see value, the loan gets approved. However, if they don’t, the deal can die. Fortunately, Ms. San Francisco Real Estate is here. Below is your step-by-step guide for 2026. 🧐 1. Why Appraisals Matter First, understand the goal. Technically, an appraisal is an unbiased opinion of value. Crucially, lenders require it to protect their cash. Common reasons for appraisals: Sales: To confirm the purchase price. Refinance: To lower your interest rate. Divorce: To split assets fairly. Cash Offers: ...