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First Time Homebuyers: What They're Looking for and What They Need to Know

Now that the housing market is picking up once again, a growing number of first-time homebuyers are jumping in, attracted by relatively low home prices in some areas and historically low mortgage interest rates. In fact, many first time homebuyers have discovered that for the first time in years it’s actually cheaper to own a home than it is to rent one. The Joint Center for Housing Studies at Harvard recently reported that the median priced home in the U.S. (when calculated in today’s dollars) is roughly half as much as it was in 1990! And as rents have steadily risen in recent years, the Harvard study found that mortgage payments on the median U.S. home is now 23 percent less than rent payments for the same home. So as new buyers look to take advantage of this great opportunity, what are they looking for in their first home – and what do they need to know about buying real estate for the first time? We thought it would be interesting to take a look at the wants an...
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Your Home’s Air Filters: Why Are They So Dirty?

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Air filters play a vitally important role in your air conditioner, so it’s important to pay close attention to them. While there are guidelines regarding what type of filters to purchase and the frequency with which they need to be changed, these factors can change based on your particular environment.   Your home’s air filters can impact the quality of air in your household – and put a strain on your air conditioner. In hot areas such as  Texas , residents understand the importance of an energy efficient air conditioner! Ensuring your air filters are functioning their best can help with your  energy usage and electric bills , too. Ready to learn more? Here’s what you need to know.   How Can Your Air Filters Affect Your Home? According to the U.S. Environmental Protection Agency (EPA), the air pollution inside of your home could be anywhere from 2 to 5 times higher than the air pollution found outdoors.   “The job of an AC filter is to remove debris from the air...
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Home Appraisal Cost San Francisco (2025 Guide)

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  How Much Does It Cost to Appraise a Home in San Francisco? Author:  Ms San Francisco Real Estate |  Last Updated:  September, 2025   Are you buying, selling, or refinancing a home in San Francisco? If so, then you absolutely need to know its true value. This, of course, is where a home appraisal comes in. Specifically, it gives you an expert’s honest opinion on what your property is worth. In fact, a professional appraisal is a critical part of almost every real estate deal in the city. For this reason, I’m here to help. As a trusted San Francisco real estate agent, I’m Ms. San Francisco Real Estate, and my goal is to help clients understand this process. Above all, I want to give you the clear information you need to make smart choices. So, let’s break down the typical home appraisal costs for 2025.   What Is a Home Appraisal? First, what exactly is a home appraisal? In simple terms, it’s a professional review of your home by a licensed appraiser. Their ...
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