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Your Home’s Air Filters: Why Are They So Dirty?

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Air filters play a vitally important role in your air conditioner, so it’s important to pay close attention to them. While there are guidelines regarding what type of filters to purchase and the frequency with which they need to be changed, these factors can change based on your particular environment.   Your home’s air filters can impact the quality of air in your household – and put a strain on your air conditioner. In hot areas such as  Texas , residents understand the importance of an energy efficient air conditioner! Ensuring your air filters are functioning their best can help with your  energy usage and electric bills , too. Ready to learn more? Here’s what you need to know.   How Can Your Air Filters Affect Your Home? According to the U.S. Environmental Protection Agency (EPA), the air pollution inside of your home could be anywhere from 2 to 5 times higher than the air pollution found outdoors.   “The job of an AC filter is to remove debris from the air...
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First Time Homebuyers: What They're Looking for and What They Need to Know

Now that the housing market is picking up once again, a growing number of first-time homebuyers are jumping in, attracted by relatively low home prices in some areas and historically low mortgage interest rates. In fact, many first time homebuyers have discovered that for the first time in years it’s actually cheaper to own a home than it is to rent one. The Joint Center for Housing Studies at Harvard recently reported that the median priced home in the U.S. (when calculated in today’s dollars) is roughly half as much as it was in 1990! And as rents have steadily risen in recent years, the Harvard study found that mortgage payments on the median U.S. home is now 23 percent less than rent payments for the same home. So as new buyers look to take advantage of this great opportunity, what are they looking for in their first home – and what do they need to know about buying real estate for the first time? We thought it would be interesting to take a look at the wants an...
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Consequences You’ll Face If You Do Not Have Home Insurance

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  Consequences You’ll Face If You Do Not Have Home Insurance   For some homeowners, having homeowners insurance can mean an additional monthly expense. For many others, getting one is a necessity. Homeowners’ insurance may require you to spend more, but it is also essential, especially if you want to protect and keep your house and personal properties in good condition for a long time. It is also vital for homeowners who plan to resell in the future, as well as for those who are applying for a mortgage.   Homeowners’ insurance is property insurance or policy that covers your house and its contents, as well as other personal possessions.  Home insurance  protects your home from burglaries and disasters. It may not be required by law, but it is a primary need to apply for a mortgage. If you do not have a policy, the lender can purchase one for you.   If you are one of those who think that not having homeowners’ insurance is perfectly fine, it’s time to change...
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