Alternative Loans



If saving enough for a 20% down payment will delay your home buying dream for years, you should consider your alternate options:
  1. An FHA Loan
    The Federal Housing Administration, or FHA, insures loans for qualified first-time homebuyers. With FHA backing, lenders can offer you a loan at a low interest rate with as little as 3.5% down.
     
  2. VA Loans
    Qualified military veterans can obtain a mortgage with zero down payment, thanks to a program administered by the Department of Veterans Affairs (VA). Like an FHA loan, a "VA loan" is a federally insured loan that's issued by a traditional financial institution, like a bank. These loans don't require any down payment, and as a bonus, the buyers don't need to pay PMI either – making them an even better deal than FHA loans.

If you're interested in learning more about these programs or other options for down payment assistance, please give me a call today. Together we can figure out a way to make your dream of homeownership a reality.
Location: 1390 Noriega St, San Francisco, CA 94122, USA

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