Negotiating After a Low Appraisal in San Francisco: A Buyer’s Guide
A Buyer’s Guide: How to Negotiate After a Low Appraisal in San Francisco Author: Ms San Francisco Real Estate | Last Updated: November, 2025 A home appraisal is a key step in the mortgage process. In fact, in San Francisco’s competitive market, it is also a powerful negotiation tool. Demand is high. Consequently, bidding wars often push prices up. As a result, an objective appraisal is crucial. It protects you from overpaying. Furthermore, it gives you the leverage to secure a better deal. Ms. San Francisco Real Estate is your trusted agent in San Francisco, CA. Here, she explains how to use the appraisal process to your advantage. This is especially important when a valuation comes in lower than your offer. What Is a Home Appraisal? A home appraisal is an unbiased assessment of a property’s fair market value. Importantly, it is always conducted by a licensed appraiser. Of course, lenders require an appraisal for a simple reason. They need to ensu...