San Francisco Home Values by Zip Code: 2025 Valuation Guide

 

San Francisco Home Valuation Guide by Zip Code

Author: Ms San Francisco Real Estate | Last Updated: December, 2025

 

The San Francisco real estate market is dynamic. In fact, it is one of the most valuable in the US. Specifically, every neighborhood tells a unique story. For example, Pacific Heights differs vastly from the Mission District. Consequently, property values vary greatly across the city.

Homebuyers must understand these differences. Therefore, knowing values by zip code is vital. Otherwise, you might misjudge the price.

To help you, Ms. San Francisco Real Estate prepared this guide. Below is a breakdown of home values to help you decide.

 

🏙️ Factors That Influence Home Values

Undoubtedly, home prices depend on many factors. However, in San Francisco, the criteria are specific. Typically, appraisers evaluate these four elements:

  • Location: First, they check for local amenities. Also, walkability is a key factor.
  • Micro-climates: Uniquely, San Francisco has weather pockets. Therefore, sunny areas often cost more.
  • Property Specs: Next, the home’s size matters. Furthermore, the overall condition is crucial.
  • Market Strength: Finally, neighborhood appeal drives the price.

Ultimately, understanding these trends helps you. For instance, it allows you to set a listing price. Moreover, it helps buyers make smart offers.

 

📊 San Francisco Home Values by Zip Code (2025)

To clarify the market, we analyzed the data. Below is a list of median prices by neighborhood.

 

home value by zip code

 

As you can see, prices shift dramatically. Therefore, location is the main driver of value.

 

🔍 How to Determine Your Property’s Value

Naturally, you want an exact number. Currently, there are three main ways to find it.

1. Online Estimators

First, you can use online tools. However, they often make mistakes. Basically, they miss unique upgrades.

2. Professional Appraisal

Alternatively, you can hire an appraiser. Specifically, a pro conducts a detailed test. Although accurate, this costs money.

3. Comparative Market Analysis (CMA)

Finally, this is often the best choice. Fortunately, Ms. San Francisco Real Estate offers this service. Essentially, we compare your home to real sales. Consequently, you get a precise value for free.

 

🤝 Partner With Ms. San Francisco Real Estate

Admittedly, navigating this market is hard. Fortunately, you do not have to do it alone. Whether you are buying or selling, we can help.

In fact, with over 20 years of experience, we offer deep expertise. Specifically, we will:

  • Analyze Value: First, we find your home’s true worth.
  • Time the Market: Next, we tell you when to sell.
  • Navigate Rules: Also, we explain local tax laws.
  • Connect Pros: Finally, we introduce you to appraisers.

 

Final Thoughts

In summary, understanding zip codes is powerful. Thus, it empowers you to make smart decisions.

Luckily, Ms. San Francisco Real Estate is ready to assist. So, contact us today. Ultimately, let’s navigate the market together.


Location: San Francisco, CA, USA

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